music selection: “Harden My Heart” — Quarterflash
Wells Fargo (taxable): This is up 277 dollars, a 0.94% gain versus last month. The new mark is at 29,668.
Interactive Brokers (taxable): This is up 2,018 to 287,505 a gain of 0.71% versus last month. Rising interest rates have begun to impact my fixed income investments. I have a few that are variable rate and they are curiously not rising yet.
Interactive Brokers (tIRA): I show 2,566 in gains here this month to 166,821 which is good for a 1.56% monthly gain. P&C insurers continue to treat me well with gains and low Beta.
Checking: I’m up here to 12,218 a gain of 7.45% on the month.
HSA: This account is down 116 dollars, which included about a 100 to purchase medication, to 3,280. That is a 3.41% decline.
Total Assets: I am still below the half a million mark. March finishes at 499,492. That is good for an overall monthly gain of 1.13%. I will continue to monitor trailing stops.
Taxes: I prepaid an additional 500 and now have a tax asset of 12,445.
The budget is again set at 25,000. Against a liquid networth of 499,492 that is a withdrawal rate of 5.01%. Current annualized distributions, dividends, and interest come to 31,591 or 126.36% of budget. I also earned 4,158 in options income during April. Annual options earnings should easily cover the budget two times over this year. That is a great comfort when my balances are declining as I know I will not be forced to sell low.
It was a good month. Spending was only 1,523 dollars for the month of April. I am on pace to spend only 16,266 this year.
Devour your prey raptors!